Rebuilding or re-establishing your credit can be intimidating! But it's becoming more and more common that Canadians are experiencing "blips" in their credit history that could impact their ability to secure traditional auto financing. At Orangeville Hyundai and , we won't judge your mishaps or mistakes, and will work diligently to help you rebuild your credit in a simple, effective and comfortable manner. Our Team of will work with you to ensure you secure a rate and payment plan that best suits your needs and individual situation. Please take some time to connect with our to find out how we can help you make the most of a difficult situation. |
No Credit Current or Past Bankruptcy New to the Country Judgements |
Poor Credit Current or Past Credit Counseling Divorce or Separation Self Employed |
Current or Past Proposal New Job Collections/Auto Reposessions |
Rebuilding Your Credit Score
Step 1: First, we pull together your basic information such as your address, your job and your monthly earnings. Step 2: We take your profile and present it to a selection of different auto lenders, many of whom specialize in lending to individuals with damaged credit. Step 3: These lenders then pre-approve you for a car loan, often within 20 minutes of receiving the application. The pre-approval will state the terms of the loan, including the maximum amount they are willing to lend, the acceptable makes, models, mileage and years of the approved vehicles and any down payment or documentation required. Step 4: We help you find the vehicle(s) that fit the pre-approval given by the lender. Assuming we find a vehicle you like, you can be in your new vehicle within 1-2 days. |
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